What's changing in the rules, and what it means for you
Short, practical write-ups on the regulation that affects retail investors in the UK — no legal jargon, no hype.
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Monstead review: what a personal analyst actually changes
We look at what members actually get from a named analyst versus a self-directed account, and where the limits are.
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Monstead in 2026: what's changing for UK investors
A look at the funding methods, verification steps and market access members can expect this year.
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How to read an investment platform before you deposit
Five checks that take ten minutes and tell you more than any review site.
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How to read the notes below
Written for people starting out
Every note here assumes no background in markets. Where a term is unavoidable it's explained the first time it appears, and where a rule differs by country that's stated rather than glossed over.
What you will not find
No price predictions and no signals. Anything framed as a guaranteed return is the single clearest warning sign in this industry, and we're not going to add to it.
How often it's updated
Notes are revisited when the underlying rules change — a new regulation, a new reporting requirement, a change in how deposits are handled. The date on each note is the date it was last checked, not the date it was first written.
Suggest a topic
If there's a question the notes don't answer, send it through the contact page; recurring questions are what usually turns into the next note.