Straightforward pricing, no surprises.
Opening an account with Monstead costs nothing. There's no charge for setting up and no subscription — you only ever commit the amount you choose to invest, with your analyst and the full platform included.
What the numbers look like in practice
A first deposit, step by step
A first deposit is the whole cost picture in one place: the amount you send, the spread you pay when it's converted, and nothing else until you decide to invest. There's no account fee waiting at the end of the month and no charge for leaving the balance where it is.
What happens on the same day
The balance appears once the payment clears, and your analyst walks through the plan before anything is opened. Nothing is placed automatically on your behalf.
Withdrawals and what they cost
Withdrawals return to the payment method the money arrived from, which is a requirement rather than a preference — it's how the account stays yours. Processing is free from our side; the only deduction you may see is the one your own bank or card issuer applies.
Timing you can plan around
Requests made on a working day are reviewed the same day. Card returns usually settle within three to five working days, bank transfers within two.
Where costs can appear
These are the only places money leaves your balance for something other than an investment you chose.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What's included
- Free account setup — no registration or licence fees.
- No hidden charges on deposits, withdrawals or account upkeep.
- Only standard broker spreads or network costs may apply.
- Start from the minimum deposit and grow at your own pace.